Tag: non resident mortgage

French mortgage rates – Best-buy table

Updated in February 2018

Mortgage rates applicable to French fiscal residents (primary homes, second home, buy to lets): 

Rate        Term        LTV         Notes

1.00%       10 yrs         100%       Fixed for the term

1.30%        15 yrs         100%       Fixed for the term

1.55%        20 yrs        100%       Fixed for the term

1.92%        25 yrs        100%       Fixed for the term

1.20%        5 yrs           50%         Interest-only

 

Mortgage rates applicable to expats and non-resident buyers (second home, buy to lets)

Rate        Term        LTV         Notes

1.50%       10 yrs         70%       Fixed for the term

1.30%        15 yrs         80%      Fixed for the term

1.75%         20 yrs        80%      Fixed for the term

2.45%        25 yrs        80%       Fixed for the term

2,45%        20 yrs        85%       Euribor Tracker

1.75%        20 yrs         85%       Capped rate for 7 years

2.50%       14 yrs          75%       Interest-Only

 

Subject to status and valuation.