Case Studies

€2 million Lakeside Property mortgage for a US client

Our client, a US expat working for a large international company, was looking to arrange a residential mortgage to finance the purchase of a Lake property in the French Alps.

Our brief was made more challenging by the fact that our client was looking for an interest-only mortgage and needed to complete in less than two months. As a US person, our client was also subject to FATCA regulation.

€2.6 million mortgage loan to purchase a family home in the Paris area

Our client, a European citizen working in London, was looking to finance the purchase of a family home in Paris. Our client had a diversified income structure with a large bonus contribution. Located in a residential area of West Paris, the property required renovation of €500,000 which had to be included in the financing plan.

€1.5 million loan to acquire a stake in a joint ownership of a family villa on the French Riviera

Our client, a French national residing in London, was looking to purchase a stake in a family villa owned jointly by his parents and his aunts. His objective was to acquire a 50% stake in the joint ownership.

€3.6 million bullet loan to refinance a Châlet in the French Alps

Our clients, a British couple residing in the UK, were keen to refinance their interest-only credit line which was approaching its term. Our clients wanted to remain on an interest-only mortgage loan to manage their euro cash-flow and minimise exposure to French Wealth-tax.

€2 million remortgage of a Paris apartment to refinance and raise capital

Our client, a French entrepreneur, residing in Switzerland and drawing part of his income in GPB was looking to refinance an interest-only credit facility carried by a French SCI. Amongst other, the French SCI owned prime real estate assets located in Paris.

€550,000 mortgage loan to purchase a ski Châlet in the French Alps

Our clients, an American family residing outside the US, were looking for a mortgage to finance the purchase of a family sky Châlet in the Alps. Out of 5 shareholders of the newly created SCI, only one had documented income, all be it substantial.

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WE ARRANGE BESPOKE MORTGAGE SOLUTIONS FOR:

  • French residents, SCI or commercial companies
  • High Net Worth Individuals with complex financial situations
  • Expatriates and High Net Worth international clients

OUR EXPERTISE:

  • Residential mortgage
  • Commercial mortgage
  • Re-mortgage
  • Equity release
  • Insurance

A MORTGAGE LOAN IS A FINANCIAL COMMITMENT AND MUST BE REPAID. ALWAYS ENSURE YOU CAN AFFORD REPAYMENTS BEFORE ENTERING INTO A MORTGAGE CONTRACT.

AB PRIVATE FINANCE IS AUTHORISED AND REGULATED BY THE FRENCH FINANCIAL CONDUCT AUTHORITY (ORIAS REGISTRATION 14003540) AND REGISTERED WITH THE UK FCA UNDER REGISTRATION 746412